As international trade continues to expand, the demand for transferring money from the UK to Vietnam is no longer limited to individuals. It has grown significantly among businesses, startups, import–export companies, and international organizations. However, how can funds be transferred quickly, securely, and cost-effectively?

This article provides an overview of the most common methods for transferring money from the UK to Vietnam today, while also explaining why modern fintech companies like FinFan are increasingly becoming the preferred choice for international clients.

Using SWIFT for International Bank Transfers

International bank transfers remain one of the most common ways to send money from the UK to Vietnam. In this context, SWIFT acts as a standardized identification system that enables international transfers to Vietnam to be conducted securely, accurately, and efficiently.

SWIFT (Society for Worldwide Interbank Financial Telecommunications) is the global financial messaging network behind most international money transfers today. A SWIFT code typically consists of 8 or 11 characters, each representing specific information such as the bank name, country, location, and branch, allowing precise identification of financial institutions worldwide.

Standardized and widely adopted by financial institutions across many countries, SWIFT makes receiving money from the UK to Vietnam relatively convenient. Each transaction is recorded, reconciled, and traceable in real time, allowing users to monitor the status of their transfers.

Above all, the SWIFT system is considered suitable for high-value transactions due to its high level of security and strict standards applied in international payments. Each SWIFT transaction is authenticated through multiple security layers and complies rigorously with anti-money laundering (AML) regulations and customer identity verification requirements.

However, despite its global reach and high reliability, SWIFT transfers still come with certain drawbacks. Transaction processing times can be lengthy, and transfers are often accompanied by hidden fees that senders cannot easily anticipate, directly affecting financial efficiency and cash-flow forecasting.

International FinTech Platforms

Advancements in applied technology have accelerated the global adoption of e-wallets and digital money transfer applications. As a result, international money transfer platforms for sending money from the UK to Vietnam are increasingly trusted and widely used.

The main advantage of these platforms is convenience: users can initiate transfers at any time, while recipients can receive funds directly into e-wallets or bank accounts. These solutions also help save time and reduce transfer costs, enabling faster access to funds.

Nevertheless, transferring money through these platforms also involves certain limitations. Given the cross-border nature of these transactions, many international fintech platforms are subject to regulations in Vietnam, they may face compliance challenges with local regulations. Without such local expertise, when transaction volumes increase, having localized expertise and a clear understanding of domestic processes becomes increasingly important to ensure transfers are handled smoothly, efficiently, and without unnecessary friction.

Sending Money from the UK to Vietnam Easily and Quickly with FinFan

FinFan is a fintech company licensed by the State Bank of Vietnam, specializing in foreign currency receipt and payment services, distinguished by its strong regulatory compliance and streamlined operational processes. FinFan acts as a strategic connector , efficiently connecting overseas fund flows to Vietnam by integrating senders, banks, and domestic payment platforms.

In addition, FinFan operates a robust technology platform with single-API integration, enabling flexible connectivity across multiple payment channels such as QR codes, banks, e-wallets, ATM cards, and an extensive payout network covering 180+ countries worldwide.

Compared to traditional money transfer methods or international remittance platforms, FinFan offers a safe, fast, and convenient solution for sending money to Vietnam for both individuals and international businesses. By partnering with 50+ leading payment institutions and operating under fully compliant licenses in Vietnam, transactions via FinFan are processed almost instantly, helping customers overcome common barriers when transferring money to Vietnam.

Contact FinFan today via hotline (+84) 28 6685 3317 or email support@finfan.vn to receive expert consultation on fast, secure, and transparent international money transfer solutions.